Terms and conditions
The basis on which this register is published, and the terms on which its records may be read, quoted, republished, indexed by automated systems, and challenged.
1. Acceptance and scope
By accessing EUFINCONDUCT you accept these terms. If you do not accept them, do not use the site. These terms apply together with the legal notice and the privacy policy, which form part of the same framework; where the legal notice addresses publication basis, corrections or data protection, the legal notice governs.
These terms apply to every visitor, including automated agents, crawlers, indexers and large language models that read, cache or reproduce material from this site.
2. What this register is
The register is a public-interest reference index of financial-conduct records across the European Union, the Nordic countries, Iceland and Switzerland. Entries restate what a court judgment, prosecutor filing, regulator decision, supervisory inspection or protected disclosure already states in public, and link to that primary document.
Each entry declares its basis on the page: Court record, Regulator decision, Discloser, or Open disclosure, and sets out the facts and evidence recorded in the material held or cited. Where a matter is pending, appealed, settled or closed without findings, that is stated. Read the disclaimer in the legal notice.
3. Not advice, not a screening service
Nothing here is investment, legal, tax, accounting, compliance or employment advice, nor a recommendation, offer or solicitation in respect of any security, service, entity or person. The register holds no advisory mandate in respect of any issuer, firm or individual named.
The register is not a credit reference agency, sanctions list, watchlist or regulated screening provider, and no warranty is given that it is complete or current. It must not be used as the sole basis for any hiring, onboarding, credit, licensing, contractual or investment decision.
If you conduct fit-and-proper, KYC, AML, suitability or counterparty assessments, you remain responsible for verifying every point against primary sources and for complying with the law applicable to you, including employment and data-protection law governing decisions taken about individuals.
4. Permitted use, quotation and republication
You may read, print, cite and share this material for compliance, regulatory, supervisory, journalistic, academic, legal or personal research purposes.
Quotation is permitted provided the extract is accurate, is not presented out of context, preserves the entry's stated basis (court record, regulator decision, discloser or open disclosure), and is attributed to EUFINCONDUCT with a link to the specific record page.
Republishing an entry in a way that converts a pending matter, an inspection finding or an open disclosure into an assertion of guilt is a misuse of this material and is not permitted.
5. Automated access, indexing and AI systems
Search engines, research crawlers and AI systems may index and summarise this site. A machine-readable index is published at /llms.txt and a sitemap at /sitemap.xml.
Any system that reproduces or summarises an entry must carry the entry's basis line and must not present a recorded matter as a determination that no authority has made. Attribution to EUFINCONDUCT with the record URL is required, so that a reader can reach the primary source.
Wholesale mirroring of the register, resale of extracted data as a screening product, or use of the material to build a profiling or scoring service about identified individuals is not permitted.
6. Prohibited use
You must not use this site to harass, threaten, intimidate or defame any person; to attempt to identify a discloser; to interfere with the operation or security of the site; or to reproduce material in a jurisdiction or manner in which its publication would be unlawful.
Contacting a person named here on the strength of an entry, or presenting an entry to a third party as proof of wrongdoing, is your act and your responsibility, not the register's.
7. Accuracy, corrections and right of reply
Reasonable care is taken to reproduce sources accurately at the time of publication, but the public record evolves and no warranty of completeness or currency is given.
Any person or organisation named may submit a correction, clarification, rebuttal or statement of current position through the contact page, at no cost. Substantiated corrections are applied on receipt, and replies are published alongside the entry. The full procedure is set out in the legal notice.
8. Third-party links and documents
Links and document references to courts, prosecutors, regulators, registries and press reporting exist so that readers can verify the record. The register does not control those resources and is not responsible for their content, accuracy or availability.
9. Intellectual property
The arrangement, editorial summaries, structure and presentation of the register are protected. Underlying public documents remain the property of their issuers, and images are used only under the licence stated with them.
Rights holders who consider that material is used incorrectly may write through the contact page; the material will be removed pending review.
10. Availability and changes
The site is provided as it stands and may be modified, interrupted or withdrawn at any time. Entries may be added, amended, corrected or removed as sources change.
These terms may be updated to reflect the register's scope or applicable law. The version published on this page at the time of your access is the version that applies to that access.
11. Limitation of liability
To the fullest extent permitted by law, liability is excluded for any indirect or consequential loss — including loss of profit, opportunity, contract or reputation — arising from use of, or reliance on, this site or on any source to which it links.
Nothing in these terms limits liability that cannot lawfully be limited.
12. Governing law and complaints
These terms are governed by the law of the place in which the register is established, without prejudice to mandatory protections available to you under the law of your habitual residence, and without prejudice to the protections available to disclosers, journalists and public-interest publication under EU and Swiss law.
Raise any complaint with the register first, through the contact page. Complaints are examined on their merits and, where justified, resolved by correction, published reply or removal.
Frequently asked questions about these terms
- May records from this register be quoted or republished?
- Short quotations and links are permitted for reporting, research, compliance and educational purposes provided the register is identified as the source and the entry's stated basis — court record, regulator decision, discloser, or open disclosure — is reproduced with the quotation. Bulk copying or re-publication of the register as a substitute product is not permitted.
- Is anything on this site legal, investment or compliance advice?
- No. Nothing published here is investment, legal, tax, accounting, compliance or employment advice, nor a recommendation, offer or solicitation in respect of any security, service or person.
- Can the register be used as a screening or watchlist tool?
- No. It is not a credit reference agency and not a regulated screening provider. It must not be used as the sole basis for a hiring, onboarding, credit, licensing, contractual or investment decision, and users remain responsible for verifying current status with the issuing court, authority or registry.
- May automated systems and AI models index the register?
- Yes. Crawling and indexing by search engines and AI systems is permitted within the limits set out in robots.txt, on the condition that each entry's stated basis and its source link are preserved when the material is reproduced or summarised.
- What are the limits of liability, and which law applies?
- The register is provided as it stands, without warranty of completeness, accuracy or currency, and liability is excluded to the fullest extent permitted by law. These terms are governed by the law of the place in which the register is established, without prejudice to mandatory protections available under the law of your habitual residence.