Legal notice, disclaimer and right of reply

1. Publisher and purpose

EUFINCONDUCT is a public-interest reference register of financial-conduct records concerning the European Union, the Nordic countries, Iceland and Switzerland. It restates material already in the public domain — court judgments, regulator decisions, supervisory findings, official registers and protected disclosures — and links each entry to the primary document on which it rests.

The register is a signposting and verification tool. It is not a credit reference agency, sanctions or watchlist provider, or substitute for regulated due-diligence services.

2. Fact-based records

Every entry states its own basis on the face of the page: Court record, Regulator decision, Discloser, or Open disclosure. The basis line governs how the entry must be read.

Each entry describes documents held or cited by the register. The facts and evidence set out are those recorded in the underlying material. Assessments of conduct or risk, where expressed, are assessments of those documents and are identified as such.

The register does not make findings of guilt or innocence. Where a matter is pending, under appeal, reopened, settled without admission, or not yet determined by an authority, the entry records that status in the terms used by the source. Persons named in matters that no authority has yet determined are not accused by this register.

3. Sources and verification

Each entry cites the source it relies on and links to it where the source is published online. The register reproduces the substance of that source and does not extend it. No claim is made that any record is complete, current at the moment of reading, or that the underlying source is free of error.

Readers must verify current status directly with the issuing court, authority, registry or publisher before relying on any entry. Locations, job titles and roles are recorded as the source states them at the time of issue and are not statements about present residence, employment or standing.

4. No advice; form your own opinion

Nothing published here is investment, legal, tax, accounting, compliance or employment advice, nor a recommendation, offer or solicitation in respect of any security, service, entity or person. Nothing here is an assessment of creditworthiness, solvency or suitability.

The register must not be used as the sole basis for a hiring, onboarding, credit, licensing, contractual or investment decision. Users carrying out fit-and-proper, KYC, AML, suitability or counterparty assessments remain responsible for conducting their own enquiries against primary sources and for complying with the law applicable to them. Seek independent professional advice where required.

5. Lawful basis for naming individuals

Individuals appear only in their professional or public capacity, in connection with conduct matters already in the public domain or disclosed to the register in the public interest. No special-category personal data is published, no private addresses or contact details are published, and no profiling or automated decision-making is carried out.

Processing relies on the legitimate interests of the public in access to financial-conduct information and on the exemptions available under Article 85 of the GDPR (and equivalent Swiss provisions) for processing carried out for journalistic purposes and for academic, artistic or literary expression. Data-subject requests are handled through the contact page.

6. Right of reply and corrections

Any person or organisation named in this register may submit a correction, clarification, rebuttal or statement of current position through the contact page, without charge and without a lawyer. Substantiated corrections are applied on receipt. Replies submitted for publication are published alongside the entry, subject only to the removal of material that would identify a discloser or that is itself unlawful.

Where a matter recorded here has since been appealed, overturned, discontinued, settled or closed, notify the register with the relevant document and the entry will be updated or withdrawn to reflect that outcome.

7. Limitation of liability

The register is provided as it stands, without warranty of completeness, accuracy, currency or fitness for a particular purpose. To the fullest extent permitted by law, liability is excluded for any loss — including loss of profit, opportunity, contract or reputation — arising from use of, or reliance on, this site or on any source to which it links.

Nothing in this notice excludes or limits liability that cannot lawfully be excluded or limited.

Frequently asked questions about this register

What does an entry state?

Each entry states its own basis — court record, regulator decision, discloser, or open disclosure — and describes the documents and evidence held or cited. The register does not make findings of guilt or innocence; it records the status stated by the source.

Is the information here legal or investment advice?

No. Nothing on this site is investment, legal, tax, accounting, compliance or employment advice. Readers must form their own view and should seek independent professional advice before taking any action based on an entry.

How can a named person submit a correction or reply?

Through the contact page, free of charge. Substantiated corrections are applied on receipt, and replies are published alongside the entry in the terms in which they were sent.

On what basis are individuals named?

Individuals appear only in their professional or public capacity, in reliance on the public interest in access to financial-conduct information and on the journalistic-purposes exemption under Article 85 GDPR and equivalent Swiss provisions.

Can this register be used as a screening or watchlist service?

No. It is a signposting and verification tool that links each record to its primary source. It must not be used as the sole basis for any hiring, onboarding, credit, licensing, contractual or investment decision.